“I’ve never been to a place where the palm fronds clack together,” my husband said while sitting back in his beach chair facing the calm of Kamalame Cay.  Coconut palms surrounded our chairs on what seemed to be our own personal beach.  “You have,” I replied.  “You have just never heard them before.”  We have been to quite a few private beaches and luxury resorts in the Caribbean, but Kamalame Cay was distinctive from the rest.  It was like nothing we had ever seen, or heard, before. There are no televisions.  We thought we would miss that, particularly with the NBA Finals going on at the time of our visit.…